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Visa Platinum USD

With the widely-accepted AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE Visa Platinum USD card, you can enjoy a high credit limit and personalized services to fulfill all your needs, while earning Flying Blue Award Miles on every purchase you make.

General conditions
  • type: Revolving and Charge | Platinum,
  • brand: Visa,
  • currency: USD,
  • validity: 2 years,
  • usage: in Lebanon and abroad, on POS and ATMs.

Monthly reimbursement
  • end of cycle: the 25th of the month,
  • monthly cycle for settlement: the 25th of the month + 10 days,
  • grace period: up to 40 days on all purchases,
  • for Revolving cards:
    • 10% of the outstanding balance with a minimum of USD 50,
    • 20% of the outstanding balance with a minimum of USD 75,
  • for Charge cards:
    • 100%, no minimum.

Card fees and rates
  • for Revolving cards:
    • annual membership fee: USD 80,
    •  Supplementary Card* annual membership fee: USD 50
    • monthly interest rate: (purchases - cash withdrawals) 1.75% - 2%,
    • Point Sms®: USD 1/month (mandatory),
  • for Charge cards:
    • annual membership fee: USD 125,
    • Supplementary Card* annual membership fee : USD 75,
    • monthly interest rate: (purchases - cash withdrawals) 1.75% - 2%,
    • Point SMS®: USD 1/month(mandatory),

  • for both options:
    • replacement card fee: USD 40,
    • late payment fee: USD 15,
    • overdraft fee: USD 20,
    • new PIN code issuance fee: USD 5,
    • Point SMS®: USD 1/month(mandatory).
*Cardholders are eligible for a Supplementary Card provided that:
- both cards are of the same type (example: AIR FRANCE KLM – BANQUE LIBANO-FRANÇAISE Platinum Revolving),
- the primary card is active

Cash withdrawal charges
  • BLF Point Cash®: USD 1/transaction,
  • SGBL ATM: 1.5% of the withdrawn amount with a minimum of USD 5/transaction,
  • Other ATMs in Lebanon or abroad: 1.5% of the withdrawn amount with a minimum of USD 5/transaction.

Card limits
  • card limit: from USD 2,000 to USD 10,000,
  • purchase limit/day: card limit,
  • purchase limit/month: card limit,
  • cash withdrawal limit/day: USD 3,000,
  • cash withdrawal limit/month: USD 4,000.

Optional card services
  • possibility to add your photo on the back of the card (free of charge and highly recommended).

Card advantages
  • Point Sms®: USD 1/month (mandatory),
  • purchase protection insurance and extended warranty; check the Visa Platinum insurance details here
  • travel insurance and assistance; check the Platinum card travel assistance details here
  • free insurance attestation required for the Schengen, USA or Canada visas,
  • Visa Platinum offers,
  • VIP Priority Pass: 600 airport lounges access, USD 50/year with visit fees of USD 32/person,
  • 6 free visits per year to the 25 airport lounges managed by Lounge Key (visit fees: USD 27 after the 6th visit, guest fees: USD 27/person). Locate the lounges on the LoungeKey application. Create an account on their website and download the app on your mobile device.

Additional benefits
By acquiring and using your Visa Platinum USD AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE card, you accumulate Award Miles on your Flying Blue account and can redeem them for plane tickets on AIR FRANCE KLM or SkyTeam flights, upgrade awards, extra luggage, or benefit from Flying Blue partners services.

Furthermore, your first usage of the card automatically grants you a Welcome Bonus of 3,000 Miles. 

That’s not all! With every 1 dollar spent on purchases with your card, you earn 1 Award Mile on your Flying Blue account. 

As a cardholder, you keep your earned Miles indefinitely since using your card will extend* the validity of your Flying Blue Miles balance. 

To travel with your Award Miles, you only need to select your destination, the travel class and your travel dates. You will certainly find a ticket that matches your selection! More info on Flying Blue.

*You simply need to use your card every 24 months 

Applicant’s eligibility
  • nationality: Lebanese,
  • age: 21 - 64,
  • occupation: the applicant should be:
    • an employee with a steady job and income for more than 18 months,
    • a self-employed with a minimum 3-year work experience in the same field,
  • minimum required monthly income:
    • LBP 1,000,000 for employees,
    • LBP 2,000,000 for self-employed.
Required documents*
  • identity card/certificate of individual civil status,
  • proof of residence (a certificate from the mayor, an electricity or a phone bill | 6 months old maximum),
  • proof of income:
    • for employees: authenticated salary certificate (salary slip accepted only for military members),
    • for self-employed: balance sheet, bank account statement, activity analysis, others - on a case-by-case basis,
  • copy of NSSF card (National Social Security Fund), if necessary,
  • if you are not a BLF customer, a letter of domiciliation of your card bill from your bank.

*All documents should be provided within a maximum period of 7 working days from your card application submission date

Example of a Visa Platinum Revolving card* in USD with a USD 3,000 credit limit, a 21% annual interest rate on purchases and 24% on cash withdrawals, a 10% monthly reimbursement of the due amount, an USD 80 annual membership fee, a USD 1 Sms service monthly fee and a USD 0 monthly card statement fee, the Annual Percentage Rate - APR is 26.96%.

Example of a Visa Platinum Charge card* in USD with a USD 2,000 credit limit, a 21% annual interest on purchases and 24% on cash withdrawals, a 100% monthly reimbursement of the due amount, a USD 125 annual membership fee, and a USD 1 Sms service monthly fee, the Annual Percentage Rate - APR is 1.48%.

Conditions apply as at 26/03/2019 and subject to variation.

*Subject to pre-study and approval of the card application 


Every credit facility is an engagement and must be reimbursed. Check your repayment capacities before you apply.

To subscribe, learn more about our card eligibility requirements and requested documents by visiting the nearest BLF branch where our customer advisors will be pleased to share with you and customize a simulation, including your Annual Percentage Rate - APR based on your selected card.

Notice: In case of loss, theft or suspected fraud, immediately contact the BLF assistance card center (available 24/7, on: 961-1 or 3 - 24 24 77 or our Call Center - Point Call® - on 1272.

Related links

Banque SBA | | LF Finance (Suisse) | BLF Headquarters | | Lucky to be young
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