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Management

Farid RAPHAËL
H.E. Mr. Farid RAPHAËL (1933-2014)
Founder and Chairman General Manager of Banque Libano-Française from 1979 to 2014

Board of Directors
Mr. Walid RAPHAËL, Chairman of the Board
Born in 1971.
Member of the Board since April 2006.
Chairman General Manager since September 2014.
Term expiry: April 2021.
 
Mr. Raphaël began his career in banking in 1995 at Credit Agricole Indosuez, where he held several positions in both Paris and London, in the International Project Finance Department and in capital markets covering the emerging markets. After working in 2001 for Credit Suisse First Boston in the group “Leverage Finance and Financial Sponsors Coverage”, he worked as a Corporate Finance Advisor in particular to the Shareholders of the Bank which he joined in 2004. Mr. Raphaël received a Masters degree in Law from University Panthéon-Assas Paris II, a Masters diploma in Banking and Financial Law from University Panthéon-Sorbonne Paris I, and an MBA from INSEAD, France.

 

Mr. Elie NAHAS, Group Chairman
Born in 1944.
Member of the Board since April 2006.
Chairman of Banque Libano-Française Group since September 2014.
Term expiry: April 2021.
 
Mr. Elie Nahas began his career in banking with ABN AMRO and was the Country Manager in Lebanon until 2002 when that bank stopped its activities in Lebanon. Mr. Nahas was General Manager and Member of the Board of Directors of Byblos Bank. He was a member of the Board of Directors of the Lebanese Bankers’ Association from 1987 to 1990. He was Honorary Council General of the Netherlands in Lebanon from 1988 to 2010. He graduated from Université Saint-Joseph in Beirut with a degree in Economics and Finance.

 

Mr. Zafer CHAOUI
Born in 1947.
Member of the Board since June 1991.
Term expiry: April 2021.
Independent Director.
 
Mr. Zafer Chaoui is a businessman. He has been Honorary Consul General of Finland in Lebanon since 1996. He is also Chairman and a Board Member of various industrial and commercial companies (Château Ksara, Sicomo, Omnipharma, Omnilab,…). Mr. Chaoui was recognized as "Commander of the Finnish Lion" in 2001 and received the "Finnish Army Medal" in 2001 and the "Medal of the Catholic Church of Jerusalem" in 2006. He graduated from Université Saint-Joseph in Beirut with a degree in Economics.

 

Mr. Philippe DORÉ
Born in 1966.
Member of the Board since April 2008.
Term expiry: April 2021.
Independent Director. 

Mr. Philippe Doré started his career at Crédit Agricole France where he was Head of strategy and mergers of the retail bank abroad from 2005 to 2008, then Assistant General Manager and Manager of the International Development from 2008 to 2010. He then joins Arjil S.A.S., an investment bank based in Paris and becomes a Director until 2015. From this date onwards, Mr. Doré is the Managing Director of Financière de Courcelles – Global M&A Partners. He graduated from Ecole Nationale des Ponts et Chaussées (France) with a degree in Civil Engineering.

 

Dr. Samer ISKANDAR
Born in 1967.
Member of the Board since April 2017.
Term expiry: April 2020.
Independent Non-Executive Director.
 
Dr. Iskandar is a graduate of the London School of Economics, and holds an Executive MBA from ESCP Europe and a PhD in Finance from Université Panthéon-Sorbonne Paris IPanthéon-Sorbonne University (France).
He is an international academic, consultant and investor with more than 20 years of experience in capital markets, corporate finance and corporate governance.
From 1989 to 1994, he was a Fund Manager at BAII in Paris (BNP Paribas Group).
Between 1996 and 2001, Dr. Iskandar was a Senior Writer and Editor at The Financial Times in London, Brussels and Paris.
In 2001-2003, he was an Executive Director at Euronext Group, Europe’s largest stock exchange.
Between 2006 and 2009, Dr. Iskandar advised leading companies in the Middle East, such as Solidere International and Medgulf Insurance, on their corporate governance and financial structure.
Since 2010, Dr. Iskandar has been an Affiliate Professor of fFinance at ESCP Europe in Paris, and teaches regularly at ESA Business School and the Institute for Finance and Governance in Beirut.

 

Mr. Habib LETAYF
Born in 1934.
Member of the Board since June 1979.
Term expiry: April 2021.
Independent Director.

Mr. Letayf was the General Manager of the National Council for Touristic Development in Lebanon from 1964 to 1984, Attaché to the Lebanese Embassy in Paris from 1985 to 1992, and Chairman and General Manager of Casino du Liban from 1992 to 1999. Mr. Letayf holds a degree in Economics.

 

Me. Philippe LETTE
Born in 1948.
Member of the Board since April 2006.
Term expiry: April 2021.
Non-Executive Director.

Me. Philippe Lette is an international commercial lawyer with offices in Montréal and Paris. He is a Board Member of the Swiss Chamber of Commerce and the Franco-Canadian Chamber of Commerce in Paris of which he was a former President, and a legal advisor at the French and Swiss Embassies. Me. Lette received a Bachelor of Civil Law from McGill University (Canada), a Masters diploma in Law from University of Bordeaux (France), a Masters diploma in Comparative Private Law from University Panthéon-Sorbonne (France), and an LLM from “Faculté Internationale pour l’Enseignement du Droit Comparé”..

 

Dr. Marwan NSOULI
Born in 1938.
Member of the Board since May 2014.
Term expiry: April 2020.
Independent Director.

Dr. Marwan Nsouli is an Attorney at Law subscribed at the Beirut Bar Association. He holds Bachelor degrees in French and Lebanese laws from Université Saint-Joseph in Beirut, a Master of Comparative Jurisprudence (MCJ) from New York University (NYU) and a Doctorate in Law (J.S.D.) from the University of Paris V-René Descartes. He was Banque du Liban Vice-Governor (1998-2008), Executive Director of Mashriq Group (Jordan, Syrian, Lebanon and Palestine) at the Arab Monetary Fund (2004-2007) and lawyer; First Legal Counselor; Main Legal Counselor (1981-1982) and Chief Legal Counselor (1986-1998) at the International Finance Corporation (IFC) (World Bank Group).

 

Mrs. Raya RAPHAËL NAHAS
Born in 1973.
Member of the Board since April 2010.
General Manager since September 2014.
Term expiry: April 2019.

Mrs. Raya Nahas began her career in banking at BLF in 1997 as a financial analyst and has subsequently taken responsibilities in project finance, investment banking, retail banking, mainly the launching of electronic banking activities (cards) and Bancassurance. Mrs. Nahas is also Member of the Board of Holcim (Liban) S.A.L. a subsidiary of Group Holcim, since 2013. She is a founding member of LIFE Ltd. (Lebanese International Finance Executive) and heads the organization’s “Pilier Promote”, LIFE a non-profit association that aims to promote networking between the Lebanese working in the financial field, in order to set strong bounds, promote Lebanon and support the future generation. Mrs. Nahas received a Masters in Financial Management from Paris-Dauphine University and a Masters diploma in Money, Banking and Finance from Université Panthéon-Sorbonne Paris I.

 

General Management
Executive Committee

Walid RAPHAËL
Chairman and General Manager

Elie NAHAS
Group Chairman and General Manager

Raya RAPHAËL NAHAS
General Manager

Elie AOUN
Assistant General Manager,
Middle-Market Banking

Hoda ASSI
Assistant General Manager,
Corporate Banking

Josephine CHAHINE
Assistant General Manager,
Risk Management

Philippe CHARTOUNY
Assistant General Manager,
Organization, Information Technology & Security

Maurice ISKANDAR
Assistant General Manager,
International

Charles SALEM
Assistant General Manager,
Private Banking & Wealth Management

Georges KHOURY
Assistant General Manager,
Treasury & Capital Markets
 

Marwan RAMADAN
Assistant General Manager,
Branch Network

 

Business Development Divisions

Marwan RAMADAN
Branch Network
 

Hoda ASSI
Corporate Banking

Elie AOUN
Middle-Market Banking

Charles SALEM
Private Banking & Wealth Management

Georges KHOURY
Treasury & Capital Markets
 

Maurice ISKANDAR
International
 

Moustafa ALWAN
Loan Remediation
 

Myrna WEHBE
Cards Services
 

Ronald ZIRKA
Marketing and Retail
Management and Support Divisions

Josephine CHAHINE
Risk Management

Zahi AZOURI
Credit Risk

Philippe CHARTOUNY
Organization, Information Technology & Security
                       

Ghassan SAWAYA
Information Technology
 

Philippe CHARTOUNY
Organization & Strategic Planning


Iskandar AOUN
Security

Nada KHAYAT
Operations
 

Jean MEDLEGE
Fiscal Administration and Financial Affairs

Walid ISSA
Finance

Tania RIZK
Communications, CSR and Customer Experience

Georges BEHLOCK
Human Resources
 

Gabriel RIZK
General Services
 

Said GEBRAN
Compliance

Maya HARDINI ABBOUD
Legal Compliance

Youmna NASSIF BOU-RIZK
KYC Intelligence
 

Fady LAHOUD
Internal Audit

Marc de CHADAREVIAN
Legal Advisor
 

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