With the Income Compensation Insurance Plan, you can avoid financial losses in case of hospitalization due to an accident or a sickness. This plan also covers the reimbursement of ambulance fees and permanent partial disability due to an accident.
Coverages
- fixed daily indemnity, for individuals or married couples, paid over a maximum period of 21 consecutive days (up to 42 days per year) in the event of hospitalization due to:
- an accident (initial cover),
- a sickness (optional cover),
- reimbursement of ambulance fees: maximum twice per year (optional cover),
- permanent partial disability in case of loss of one eye, one hand or one foot: up to USD 10,000 (optional cover)
- age of the insured at subscription: between 20 and 54 years,
- premiums: predetermined monthly premiums starting from USD 2 regardless of the insured age or profession, automatically deducted from your BLF bank account,
- advantages and benefits:
- flexible plan,
- no medical requirements,
- instant issuance of policy,
- automatic monthly renewal.
Coverages and prices
|
|
Initial Coverage |
Additional Optional Coverages |
|
|
Hospitalization due to an accident |
Hospitalization due to sickness* |
Reimbursement of ambulance fees |
Permanent partial disability |
Individual |
Coverage |
USD 200/day
Up to 21 consecutive days |
USD 100/day
Up to 21 consecutive days |
2 cases/year |
Up to USD 10,000 following an accident |
Deductible** |
1 day |
3 days |
- |
- |
Monthly premium |
USD 2 |
Additional monthly premium:
USD 1 |
Additional monthly premium: USD 1 |
Married couple
|
One person |
Coverage |
USD 200/day
Up to 21 consecutive days |
USD 100/day
Up to 21 consecutive days |
2 cases/year/person |
Up to USD 10,000/person following an accident |
Two persons |
USD 300/day
Up to 21 consecutive days |
USD 150/day
Up to 21 consecutive days |
|
Deductible** |
1 day/person |
3 days/person |
- |
- |
Monthly premium |
USD 4 |
Additional monthly premium:
USD 2 |
Additional monthly premium: USD 2 |
*
Cover starts 7 days following the signature date. For hospitalization due to sickness, an additional waiting period of 15 days is applicable.
**Number of days after which the indemnity is paid.