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Visa Signature USD

With AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE Visa Signature USD card, designed to cater to the elite distinctive lifestyle needs and spending habits, you can enjoy enhanced benefits and world-class services, while earning Flying Blue Award Miles on every purchase you make.

General conditions
  • type: Revolving and Charge | Signature,
  • brand: Visa,
  • currency: USD,
  • validity: 2 years,
  • usage: in Lebanon and abroad, on POS and ATMs.

Monthly reimbursement
  • end of cycle: the 25th of the month,
  • monthly cycle for settlement: the 25th of the month + 10 days,
  • grace period: up to 40 days on all purchases,
  • for Revolving cards:
    • 10% of the outstanding balance with a minimum of USD 50,
    • 20% of the outstanding balance with a minimum of USD 75,
  • for Charge cards:
    • 100%, no minimum.

Card fees and rates
  • for Revolving cards:
    • annual membership fee: USD 200,
    • monthly interest rate: (cash withdrawals - purchases) 1.5% - 1.75%,
  • for Charge cards:
    • annual membership fee: USD 400,
    • monthly interest rate: (cash withdrawals - purchases) 1.5% - 1.75%,
  • for both options:
    • replacement card fee: USD 50,
    • late payment fee: USD 15,
    • overdraft fee: USD 20,
    • new PIN code issuance fee: USD 5.

Cash withdrawal charges
  • BLF Point Cash®: USD 1/transaction,
  • SGBL ATM: 1.5% of the withdrawn amount with a minimum of USD 5/transaction,
  • Other ATMs in Lebanon or abroad: 1.5% of the withdrawn amount with a minimum of USD 5/transaction.

Card limits
  • card limit:
    • for Revolving cards: from USD 7,500 to USD 40,000,
    • for Charge cards: from USD 7,500 to USD 100,000 (higher limits are studied on a case-by-case basis),
  • purchase limit/day: card limit,
  • purchase limit/month: card limit,
  • cash withdrawal limit/day: USD 4,000,
  • cash withdrawal limit/month: USD 5,000.

Optional card services
  • possibility to add your photo on the back of the card (free of charge and highly recommended).

Card advantages
  • Point Sms®: USD 1/month (mandatory),
  • purchase protection insurance and extended warranty,
  • travel insurance and assistance,
  • free insurance attestation required for the Schenghen, USA or Canada visas,
  • Visa Signature offers,
  • personal accident insurance: USD 500,000,
  • concierge services,
  • airport lounges access in more than 500 international airports, upon presentation of the card.  

Coverage Up to Franchise
Medical expenses  USD 150,000  USD 100
Emergency repatriation for medical reasons  USD 500,000  
Death-disability-personal accident  USD 500,000  
Daily hospitalization indemnity  USD 50  
Lost luggage  USD 1,000  USD 50
Delayed luggage  USD 50  4 hours
Flight delay  USD 1,000  4 hours

Additional benefits

By acquiring and using your Visa Signature AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE card, you accumulate Award Miles on your Flying Blue account and can redeem them for plane tickets on AIR FRANCE KLM and SkyTeam flights, upgrade awards, extra luggage, or benefit from Flying Blue partners services.

Furthermore, your first usage of the card automatically grants you a Welcome Bonus of 5,000 Miles. 

That’s not all! With every 1 dollar spent on purchases with your card, you earn 1.5 Award Miles on your Flying Blue account. 

As a cardholder, you keep your earned Miles indefinitely since using your card will extend* the validity of your Flying Blue Miles balance. 

To travel with your Award Miles, you only need to select your destination, the travel class and your travel dates. You will certainly find a ticket that matches your selection! More info on Flying Blue.

Moreover, you can enjoy enhanced VIP advantages, notably a free and unlimited access to more than 500 airport lounges upon presentation of your Visa Signature AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE card. Enjoy privileged comfort at the Beirut Lounge and Byblos Lounge at Beirut International Airport, to unwind before boarding. 

*You simply need to use your card every 20 months


Applicant’s eligibility
  • nationality: Lebanese,
  • age: 21 - 64,
  • occupation: the applicant should be:
    • an employee with a steady job and income for more than 18 months,
    • a self-employed with a minimum 3-year work experience in the same field,
  • minimum required monthly income:
    • LBP 1,000,000 for employees,
    • LBP 2,000,000 for self-employed.

Required documents*
  • identity card/certificate of individual civil status,
  • proof of residence (a certificate from the mayor, an electricity or a phone bill | 6 months old maximum),
  • proof of income:
    • for employees: authenticated salary certificate (salary slip accepted only for military members),
    • for self-employed: balance sheet, bank account statement, activity analysis, others - on a case-by-case basis,
  • copy of NSSF card (National Social Security Fund), if necessary,
  • if you are not a BLF customer, a letter of domiciliation of your card bill from your bank

*All documents should be provided within a maximum period of 7 working days from your card application submission date

Conditions apply as at 25/04/2016 and subject to variation

Example of a Visa Signature Revolving card* in USD with a USD 7,500 credit limit, an 18% annual interest on purchases and 21% on cash withdrawals, a 10% monthly reimbursement of the due amount, a USD 200 annual membership fee, and a USD 1 Sms service monthly fee, the Annual Percentage Rate - APR is 23.33%.

Example of a Visa Signature Charge card* in USD with a USD 10,000 credit limit, an 18% annual interest on purchases and 21% on cash withdrawals, a 100% monthly reimbursement of the due amount, a USD 400 annual membership fee, and a USD 1 Sms service monthly fee, the Annual Percentage Rate - APR is 0.97%.

*Subject to pre-study and approval of the card application 

Every credit facility is an engagement and must be reimbursed. Check your repayment capacities before you apply.

To subscribe, learn more about our card eligibility requirements and requested documents by visiting the nearest BLF branch where our customer advisors will be pleased to share with you and customize a simulation, including your Annual Percentage Rate - APR based on your selected card.

Notice: In case of loss, theft or suspected fraud, immediately contact the BLF assistance card center (available 24/7, on: 961-1 or 3 - 24 24 77 or our Call Center - Point Call® - on 1272.

Related links


AIR FRANCE KLM - BANQUE LIBANO-FRANÇAISE Cards
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