Do you need to furnish your home, finance a big event, plan a travel or simply need extra money?
Banque Libano-Française helps you settle your purchases and personal expenses through its Personal Loan tailored to your financial needs.

• financing personal needs,
• maximum loan amount: according to the client specific needs and financial situation,
• guarantees:required on a case by case basis.
   

• currency: USD and LBP,
• preferential interest rates applicable,
• repayment period: up to 36 months (longer periods are also available up to 60 months, on case by case basis), 
• file fees: 1% of the loan amount (minimum USD 50 | maximum USD 100).

• nationality: Lebanese,
• age: 21-64 (including loan period),
• occupation: the applicant should be:
  • an employee with a steady job situation and income since more than 18 months with the same employer,
  • a self-employed with minimum 3 years work experience in the same field.
• minimum required monthly income:
  • LBP 1,200,000 for employees,
  • LBP 1,500,000 for self-employed. 
• monthly payments: maximum 33% of the monthly income for employees and self-employed.

• identity card/certificate of individual civil status,
• recent family status certificate (6 months old maximum),
• recent proof of residence (certificate from the mayor or electricity bill | 6 months old maximum),
• proof of income: for applicants and borrower + guarantor (if applicable):
  • employee: authenticated salary attestation (salary slip accepted only for military members),
  • self-employed: balance sheet, bank statement, activity analysis, other - on case by case. 
• copy of NSSF card (National Social Security Fund),
• pro-rata invoice related to expenses occurring from acquiring home appliances, furniture, electronics or other.