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Home Insurance Plan

With the Home Insurance Plan, insure your home and protect your personal assets against fire, natural disasters and theft. 

Coverages
  • Cover A - Fire and allied perils:
    • compensation for the material damage caused to the insured home and its contents due to fire, explosion, lightning or impact of vehicles,
    • liability towards third parties and neighbors recourse (material damage) due to fire and explosion,
  • Cover B - Natural disasters (optional):
    • compensation for the material damage caused to the insured home and its contents due to earthquakes, storms or tempests, 
  • Cover C - Theft by forcible entry, water damage and property replacement (optional):
    • loss, destruction or damage of the insured home contents resulting from theft by a visible forcible entry,
    • material loss or damage of the insured home and its contents caused by accidental leakage or overflow of water,
    • fixed daily indemnity to cover the home replacement expenses in case the home of the insured becomes unfit for occupation following an accident or a serious damage.

Premiums
  • predetermined monthly premiums starting from USD 2, automatically deducted from your BLF bank account.

Advantages and benefits
  • flexible plan,
  • instant issuance of policy,
  • automatic monthly renewal,
  • possibility to choose the most suitable coverage that meets your needs.

Examples of tariffs
Based on monthly premiums
   
Residence value in USD  Contents value in USD Cover A in USD Cover A + B in USD Cover A + C in USD Cover A + B + C in USD
40,000  20,000 4 6 10 12
120,000 40,000  10 15 19 24
200,000  80,000 18 29 34 45

The insured property should be for residential purposes only, completely built and equipped for occupancy.
Get an insurance
Simulations
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