Home   |   Careers   |   FAQs   |   Contact Us   |   Sitemap   |   Transparency Français
Point.com Point.call
Products & services
Enlarge Font Minimize Font Print This Page Email This Page
Friend's Name
Friend's Email

Expatriates Subsidized Housing Loan in LBP

Are you aspiring for more independence from your parents? Are you planning to move to a new house because you need more space? Are you planning to get married and buy a new property? Now is your chance!

With Banque Libano-Française Housing Loan in Lebanese Pounds, the key to your new home in Lebanon is at reach...

Loan characteristics
  • financing the acquisition of a primary residence, 
  • required down payment: minimum 30% of the apartment value,
  • maximum loan amount: LBP 800,000,000,
  • interest rates (based on one-year Treasury Bills*), 40% of one-year Treasury Bills + 3.3% over the loan period,
  • grace period: up to 6 months on the principal loan amount or on the gross loan amount, followed by 18 months on the principal loan amount,
  • loan period: minimum 7 years | maximum 20 years (including the grace period),
  • expert fees: USD 150,
  • no file fees or commissions applicable,
  • guarantees: first degree mortgage on the property subject of the loan, life and fire insurances.

*Variable annually

Loan additional advantages
  • free pre-approved revolving credit card,
  • pre-approved consumer loan repayable during the Housing Loan grace period,
  • no mortgage fees or mortgage release fees when loan amounts do not exceed LBP 180,000,000,
  • pre-approved Solar Heater Loan.


For a 36-year-old individual financing the acquisition of a LBP 300,000,000 primary residence with a LBP 90,000,000 down payment (30% of 300,000,000), the Loan* is reimbursed over a 15-year period through equal monthly installments of LBP 2,443,694 at an Annual Percentage Rate (APR) of 6.08% (including interest, life and fire insurance premiums, expert and notary fees, registration and mortgage fees and mortgage release fees), the latter being variable and reviewable.
Conditions apply as at 30/07/2015 and are subject to variation.

*Subject to pre-study and acceptance of the application

Applicant's eligibility criteria

  • nationality: Lebanese,
  • age: 21 - 64 (at loan submission),
  • occupation: the applicant should be:
    • an employee with a steady job and income for more than 18 months,
    • a self-employed with a minimum 3-year work experience in the same field.
  • minimum required monthly income: USD 2,000,
  • monthly payments: maximum 33% of the monthly income for employees and self-employed.

Every credit facility is an engagement and must be reimbursed. Check your repayment capacities before you apply.

To submit your loan application, learn more about our loan eligibility requirements and requested documents, visit the nearest BLF branch where our customer advisors will be pleased to share with you a customized simulation, including your Annual Percentage Rate - APR based on your profile and selected financing terms.

For any additional information, please contact your nearest BLF branch or our Call Center on 1272 or send us an email on info@eblf.com

Banque SBA | | LF Finance (Suisse) | Bank Al-Sharq | BLF Trade | | Lucky to be young
Our newsletter
Join us on:
Facebook | YouTube | Twitter | LinkedIn | Instagram
Copyright 2010©, Banque Libano-Française. All Rights Reserved. No. 10 on the List of Banks
BDL Approval No.: 729/cc/17 Dated: 13/08/2014