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Car Replacement Offer

Renew your car while you are still settling your Car Loan bills at BLF without the hassle of waiting for your current loan to expire.

Loan characteristics
  • possibility to renew your existing car while still settling your current BLF Car Loan,
  • required down payment:
    • 15% for new cars,
    • 25% for two-year-old used cars or less,
    • 30% for more than two-year-old used cars,
  • interest rates: fixed and to be determined according to the model of the car subject of the loan,
  • loan period:
    • up to 5 years for new cars,
    • up to 4 years for used cars (5 years only for medium and high-range cars, with a minimum of 5,000 km mileage per year and up to 2-year-old manufactured cars). 

Loan additional advantages

  • 50% discount on file fees,
  • exemption from the 0.5% penalty applied on the early settlements of the former loan,
  • no proof of income if the Car Replacement Offer is requested during the first repayment year of the initial Car Loan.


To finance the acquisition of a USD 20,000 new car with a USD 3,000 down payment, the Car Replacement Loan* is reimbursed over a 5-year period through equal monthly installments of USD 385 at an Annual Percentage Rate (APR) of 6.96% (including interest, file fees, car insurance premium, life insurance coverage, mortgage, registration fees and fiscal stamps).
Conditions apply as at 30/09/2013 and are subject to variation..

*Subject to pre-study and approval of the application

Applicant's eligibility criteria

  • nationality: Lebanese,
  • age: 21 - 64 (at loan submission),
  • occupation: the applicant should be:
    • an employee with a steady job and income for more than 18 months,
    • a self-employed with a minimum 3-year work experience in the same field,
  • minimum required monthly income:
    • LBP 1,200,000 or the counter value for employees or the counter value,
    • LBP 2,500,000 or the counter value for self-employed or the counter value,
  • monthly payment: maximum 33% of the monthly income for employees and self-employed.

Every credit facility is an engagement and must be reimbursed. Check your repayment capacities before you apply.

To submit your loan application, learn more about our loan eligibility requirements and requested documents, visit the nearest BLF branch where our customer advisors will be pleased to share with you a customized simulation, including your Annual Percentage Rate - APR based on your profile and selected financing terms. 

For any additional information, please contact your nearest BLF branch or our Call Center on 1272 or send us an email on info@eblf.com

Banque SBA | | LF Finance (Suisse) | Bank Al-Sharq | BLF Trade | | Lucky to be young
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BDL Approval No.: 729/cc/17 Dated: 13/08/2014